23964 ZIP Code — Red Oak, VA

Charlotte County, Virginia

ZIP code 23964 is located in Red Oak, Virginia, within Charlotte County. It covers approximately 45.47 square miles and serves a population of 956 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 434.

About ZIP code 23964

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $78,700. Owner-occupancy is high at 78%, well above the national average.

Median household income is $52,708. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (18%), smoking (24%) compared to national benchmarks. 20% of residents lack health insurance, above the national average.

Notable community characteristics include disability rates above the national average at 31%.

Overall, ZIP code 23964 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

956

population

45.47

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

23964 ZIP code map

Cities in ZIP code 23964

Below are the cities the US Postal Service accepts for ZIP code 23964. Using any city not on this list may result in mail delivery delays.

City	Status
Red Oak	Preferred

Nearby ZIP codes

23976 Wylliesburg (4.8 mi) 24589 Scottsburg (6.3 mi) 23968 Skipwith (6.8 mi) 24534 Clover (10.3 mi) 23967 Saxe (10.5 mi) 24529 Buffalo Junction (11 mi) 23924 Chase City (11.6 mi) 23937 Drakes Branch (12.3 mi) 23927 Clarksville (12.5 mi) 24580 Nelson (13.2 mi) 23962 Randolph (13.3 mi) 24598 Virgilina (14.1 mi)

Demographics updated 05/2026

Population
Total population	956
Population density	21 / sq mi
State FIPS	51
County FIPS	037

Geography
Land area	45.47 sq mi
Water area	0.81 sq mi
Latitude	36.7740
Longitude	-78.6237
Timezone	Eastern (ET)
Area code	434

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.5%	52.6%	32.9%
$50k – $100k	30.6%	30.2%	29.2%
$100k – $200k	13.9%	14.8%	26.3%
Over $200k	2.0%	2.3%	11.6%

Demographics & statistics

956

Population

People per sq mi

47.4

Median age

$52,708

Median household income

$28,840

Per capita income

$78,700

Median home value

$712

Median monthly rent

77.7%

Home ownership

7.8%

Poverty rate

14.0%

Unemployment

469

Housing units

11.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

115

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	149	15.6%
18 and over	807	84.4%
65 and over	218	22.8%
Median age	47.4 years

Race & ethnicity

White 60.2%

Black or African American 36.6%

Two or more races 3%

Hispanic or Latino 0.1%

Other race 0.1%

Group	Count	%
White	576	60.2%
Black or African American	350	36.6%
Two or more races	29	3%
Hispanic or Latino	1	0.1%
Other race	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.5%	52.6%	32.9%
$50k – $100k	30.6%	30.2%	29.2%
$100k – $200k	13.9%	14.8%	26.3%
Over $200k	2.0%	2.3%	11.6%

Under $10k 4.9%

$10k–$15k 7.2%

$15k–$25k 18.3%

$25k–$35k 7.0%

$35k–$50k 12.5%

$50k–$75k 18.1%

$75k–$100k 12.3%

$100k–$150k 10.7%

$150k–$200k 7.9%

$200k+ 1.2%

Range	% of households
Under $10k	4.9%
$10k–$15k	7.2%
$15k–$25k	18.3%
$25k–$35k	7.0%
$35k–$50k	12.5%
$50k–$75k	18.1%
$75k–$100k	12.3%
$100k–$150k	10.7%
$150k–$200k	7.9%
$200k+	1.2%
Median income	$52,708

Housing

Home values

Under $50k 20.9%

$50k–$100k 38.5%

$100k–$150k 12.2%

$150k–$200k 12.8%

$200k–$300k 7.8%

$300k–$500k 7.8%

Housing overview

Metric	Value
Median home value	$78,700
Median rent / month	$712
Owner occupied	77.7%
Renter occupied	22.3%
Vacant	23.7%
Single-family detached	78.2%
Large apartment buildings	0.9%
Mobile homes	20.9%
Median rooms	5.4
Avg household size (owned)	2.18

Year built

Era	%
2020 or later	0.0%
2010–2019	9.2%
2000–2009	14.0%
1990–1999	14.5%
1980–1989	9.0%
1970–1979	16.5%
1960–1969	3.4%
1950–1959	0.9%
1940–1949	9.9%
1939 or earlier	22.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.1%
2 bedrooms	23.9%
3 bedrooms	55.6%
4 bedrooms	6.7%
5+ bedrooms	8.7%

Vehicles per household

Vehicles	% of households
No vehicle	9.5%
1 vehicle	31.3%
2 vehicles	18.8%
3 or more	40.4%

Heating fuel

Fuel type	%
Utility gas	3.7%
Electricity	49.7%
Propane / LP gas	13.9%
Fuel oil	12.3%
Wood	20.4%

Households & families

Household type	Count	%
Married-couple family	180	41.8%
Cohabiting couple	9	2.1%
Male householder, no spouse	79	18.3%
Female householder, no spouse	163	37.8%
Households with children under 18	98	22.7%
Households with seniors (65+)	153	35.5%
Average household size	2.20

Marital status

Status	Male	Female
Never married	46.9%	7.3%
Married	48.2%	55.6%
Separated	0.0%	1.8%
Widowed	0.0%	22.9%
Divorced	4.9%	12.5%

Education

Less than 9th grade 6.0%

Some HS, no diploma 8.7%

HS graduate 36.5%

Some college, no degree 19.5%

Associate's degree 17.6%

Bachelor's degree 5.9%

Graduate / professional 5.7%

Metric	%
HS diploma or higher	85.2%
Bachelor's or higher	11.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	21	16.5%
Elementary school	60	47.2%
High school	24	18.9%
College / grad school	22	17.3%

Employment

Industry of employment

Education & healthcare 40.2%

Transportation & utilities 16.8%

Retail trade 13.0%

Professional & management 9.2%

Manufacturing 9.0%

Finance & real estate 3.5%

Construction 3.3%

Agriculture & mining 2.8%

Other services 1.4%

Arts, food & hospitality 0.7%

Occupation

Category	%
Management, business & arts	48.5%
Service	9.9%
Sales & office	11.1%
Natural resources & construction	18.2%
Production & transportation	12.3%

Employment type

Type	%
Private sector	50.8%
Government	37.4%
Self-employed	11.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.3%
Carpool	5.3%
Public transit	0.8%
Walk	0.0%
Work from home	13.3%
Other means	5.5%
Avg commute (minutes)	33.0

Poverty

All people 7.8%

Under 18 years 8.7%

18 and over 7.7%

Married-couple families 3.3%

Female-led households 0.0%

Income support

Source	% of households
Social Security	36.9%
Retirement income	21.1%
Supplemental Security	12.1%
Cash public assistance	3.0%
Food stamps / SNAP	16.5%

Health indicators

Condition	%
Obesity	42.2%
High blood pressure	46.2%
High cholesterol	37.0%
Diabetes	17.6%
Heart disease	9.2%
Stroke	5.4%
Asthma	11.3%
Arthritis	34.1%
Kidney disease	4.4%
Pulmonary disease	10.8%
Cancer	7.6%

Behavior / access	%
Smoking	24.0%
Binge drinking	12.7%
No physical activity	31.6%
Less than 7 hrs sleep	38.9%
Depression	20.9%
Fair or poor health	24.2%
Poor mental health	15.3%
Poor physical health	14.5%
No health insurance	16.2%
Visited doctor (checkup)	79.5%
Visited dentist	55.7%
Cholesterol screening	90.8%
Teeth loss	20.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	76	9.4%

Disability	%
Any disability	30.5%
Under 18	24.8%
18–64 years	29.5%
65 and over	37.2%

Health insurance coverage

Type	%
Private insurance	56.1%
Public insurance	45.7%
No insurance	19.5%
Uninsured under 19	8.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	912	95.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	956	100.0%
Born in same state	956	100.0%
Born in different state	712	74.5%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	234	24.5%
French	39	4.1%
Italian	27	2.8%

Ancestry	Count	%
English	26	2.7%
German	4	0.4%

Technology access

Metric	% of households
Computer access	45.1%
Internet access	85.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 23964

What city is ZIP code 23964 in?

ZIP code 23964 is primarily assigned to Red Oak, Virginia.

What county is ZIP code 23964 in?

ZIP code 23964 falls within Charlotte County, Virginia.

How educated is the population of ZIP code 23964?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 23964 have a large retiree population?

37% of households in ZIP code 23964 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 23964?

The median home value in ZIP code 23964 is $78,700.

What are the health statistics for ZIP code 23964?

Health data for ZIP code 23964 shows elevated rates of diabetes (18%) and smoking (24%) compared to national benchmarks.

What timezone is ZIP code 23964 in?

ZIP code 23964 observes the EST timezone.